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New Submissions

Nonprofit Organizations

NIAC is a liability risk pool governed by 501(c)(3) nonprofit organizations. Applications for insurance from NIAC must be made through an insurance broker. To inquire about whether your broker is authorized to work with NIAC, please email info@insurancefornonprofits.org or call (800) 359-6422, ext. 6041. Click here to order a Member Information Packet  or if you would like a referral to an insurance broker NIAC works with in your area, proceed to Get a Quote

Insurance Brokers

NIAC works exclusively through select independent brokers and agents throughout California.  We are not currently making broker appointments in California, however, if you wish to request an exception to this policy contact Susan Bradshaw sbradshaw@insurancefornonprofits.org], Vice President of Marketing and Member/Broker Services at (831) 621-6041. No new appointments are made in the months of May and June.

NIAC insurance applications are available for anyone to download (as fill-in Word document). However, every nonprofit must have an insurance broker authorized to do business with NIAC.


To better serve you, and enable us to quote new business submissions quicker, we have implemented a  “NEW BIZ” Submission mailbox. Just email your new business submissions to: UW@insurancefornonprofits.org

We require a NIAC #1, the ACORD 125 and 126 applications, specific coverage supplementals (below) depending on coverages requested and 3 years of loss runs on every new business submission. If Commercial Auto, Umbrella and Property are requested, the appropriate ACORD applications are required as well.

Supplemental and ACORD applications must be signed by the broker and nonprofit when indicated.

*Commercial General Liability is the core coverage and must be purchased before or simultaneously with the purchase of any other coverages.

Appointed Brokers:

Directions on Submitting Applications

Directions on Submitting Endorsement Requests

Access Product Highlights and Coverage Comparison sheets here

Broker New Business Submission Guidelines

NIAC # 1 - NIAC General Liability Supplemental Application
(required on every submission)
NIAC #3 - SSP Supplemental Application
NIAC #4 - ISC Supplemental Application
NIAC #5 - D&O Supplemental Application
NIAC #7 - Accident Coverage Supplemental Application
NIAC #8 - EBL Supplemental Application
NIAC #10 - Non-Owned & Hired / Commercial Auto Supplemental Application
NIAC #11 - Supplemental Claims Application

Click here for the history of NIAC to share with your nonprofit accounts.


Brokers must log in to the secure area and click on the "Renewals" link to download pre-filled renewal applications.

NIAC # 2 – NIAC Renewal Update

NIAC # 6 – Directors and Officers Renewal Update

NIAC # 9 – Improper Sexual Conduct Renewal Update

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